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Senior Commercial Finance Analyst We are looking for a Senior Analyst in our Commercial Finance team. This role sits in the Commercial Finance team who are responsible for financial planning and performance management across the business, collaborating with senior management to understand and model business drivers. Who are we? We're Funding Circle. We back small businesses to succeed. At Funding Circle, we believe the world needs small businesses. That's why we've made it our mission to help them get the finance they need to grow. With more than a decade of expertise under our belt, we've built a game-changer of a platform with cutting-edge data and technology that's reshaping the landscape of SME lending. Say goodbye to lengthy applications and hello to lightning-fast decisions! In just minutes, SMEs across the UK can get a decision, giving them access to competitive funding in a flash. We know that good business is about good people. So we pride ourselves on providing meaningful, human support as well as fast, hassle free processes to deliver an unbeatable customer experience. The role As a Senior Commercial Finance Analyst, you will be a key business partner, providing financial insight and analysis to support strategic decision-making. Your responsibilities will include business partnering, financial modelling, performance analysis, and supporting business planning processes.
Senior Commercial Finance Analyst We are looking for a Senior Analyst in our Commercial Finance team. This role sits in the Commercial Finance team who are responsible for financial planning and performance management across the business, collaborating with senior management to understand and model business drivers. Who are we? We're Funding Circle. We back small businesses to succeed. At Funding Circle, we believe the world needs small businesses. That's why we've made it our mission to help them get the finance they need to grow. With more than a decade of expertise under our belt, we've built a game-changer of a platform with cutting-edge data and technology that's reshaping the landscape of SME lending. Say goodbye to lengthy applications and hello to lightning-fast decisions! In just minutes, SMEs across the UK can get a decision, giving them access to competitive funding in a flash. We know that good business is about good people. So we pride ourselves on providing meaningful, human support as well as fast, hassle free processes to deliver an unbeatable customer experience. The role As a Senior Commercial Finance Analyst, you will be a key business partner, providing financial insight and analysis to support strategic decision-making. Your responsibilities will include business partnering, financial modelling, performance analysis, and supporting business planning processes.
- Business partnering - provide financial support and analysis to the stakeholders throughout the business. Develop a detailed understanding of how the business operates in order to support and challenge decision makers FlexiPay product (balance sheet lending) - contribute to the development of financial models to project future loan issuance and profitability. Interpret and challenge outputs from the Risk team regarding expected loss forecasting Develop and maintain financial models to support business planning, forecasting, and scenario analysis Prepare and present financial reports to senior management, providing insights into business performance and key trends Analyse financial data to identify opportunities for improvement in efficiency, profitability, and growth Proactively problem solving, identifying and confidently mitigating any risks, issues or control weaknesses that arise in your day-to-day
- Qualified or Part-Qualified accountant (ACA, ACCA, CIMA or equivalent). Experience within the financial services industry, including IFRS 9 and other relevant financial principles Excellent analytical and problem-solving skills, with the ability to interpret complex financial data Strong communication and presentation skills, with the ability to effectively communicate financial information to non-financial stakeholders
- We have a huge impact on the businesses that borrow through our platform, the communities they serve and the overall economy (last year £6.9bn of GDP generated). You can read our full Impact Report here: To see what our customers think, visit our Trustpilot page: And we're still evolving! Our award-winning multi-product platform is solving more SME finance challenges than ever before. We think big, rally together and meet the needs of SME customers like no other.
- Flexibility: We provide you with a benefit allowance so that you can tailor your benefit selection to you and your family's needs. Health: Private Medical Insurance, Dental Insurance, Health Cash Plan, Health Assessments (including female fertility health assessments), eyecare vouchers, flu jabs, Wellhub (for discounted flexible gym membership and access to wellbeing apps) access to a free Employee Assistance Programme and free Digital GP for yourself and any children under 16. Wealth: Life Assurance, Income Protection, Critical Illness Cover, financial coaching through Octopus Money Coach, a tax-advantaged share scheme, a free mortgage advisor partnership and discounts across numerous retailers through Perks at Work. Development: Dedicated annual Learning & Development allowance and full access to internal learning platform. Lifestyle: Electric Car Scheme, Cycle to Work scheme, Season Ticket Loans, and more!